Employers – True Benefits

TruBenefits’ Preventative Care
Management Plan (PCMP) for your employees

Complements and enhances your existing benefit package with no need to change your current plan and no additional cost to the employer or employee.

Providing Employees with
an Exceptional Benefits Package Serves as a Powerful Tool for Attracting Top Talent.

The TruBenefit PCMP is administered by TruBenefit and sponsored by the employer for the workplace. Employees have the option to enhance their benefit package with a certified preventative care management program. This helps reduce health care costs and expenditures for both the employers and employees.

Employers who struggle with rising employee health insurance costs can save money with the TruBenefit program by reducing their FICA tax responsibility. When employees elect to contribute to the plan it decreases their taxable wages while saving the employer money on their payroll taxes.

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Why Choose TruBenefit

Immediate ROI

Immediate positive financial impact to the bottom line.

Voluntary

Voluntary and Participation based program

Employee Retention

Increased employee retention, loyalty & productivity.

Wellness

Complete wellness program

High Opt In

75% – 85% participation

Enhanced Benefits

Complements and Enhances current benefits

Fully Automated

Operational within 30-60 days

Employee Funded

No new out-of-pocket expenses for employers or employees

Easy
Access to Employee Benefits

Participation and engagement are made simple and easy with your Wellness Portal! Use this space as a single place to review all your health documents, wellness plans and benefits program.

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Wellness Portal

Virtual Care

SIMRP Plan

One Partner, One Platform

TruBenefit and our partners provide a single, integrated solution, ensuring employees and their families never wonder who to call. Our full-time team of medical and non-medical professionals provides responsiveness, continuity, and empathy that delivers unparalleled experiences. The result is utilization rates that exceed 50% in the first year, bending the cost curve for both employers and their employees.

Compliance

This is a tax qualified Self-Insured Medical Reimbursement Plan with a focus on participatory wellness. The TruBenefit PCMP uses tax advantage provisions under the Internal Revenue Service codes “Section 125 Cafeteria Plan and Codes 105, 106, and 213(d)” and ACA wellness rules and regulations.

Pre-tax Funding

The value of the TruBenefit Wellness Program is offering employees medical care along with the ability to buy additional supplemental benefits without lowering their take home pay. A benefit allowance is created by pre-taxing the wellness plan according to IRS regulations. The result is tax savings that can be used to pay for the additional supplemental benefits.

Offer Best in Class Coverage

The employee Benefit Allowance averages $150 per month to purchase supplemental benefits such as whole life with a cash value, GAP insurance, critical illness, accident, short term disability, hospital, cancer, GAP covering high deductibles, and other valuable benefits after tax.

Simple Policies

Strong incentives motivate individuals to be more accountable for their health. TruBenefit has designed a state-of-the-art Preventative Care Management Program (PCMP) that helps reduce the number of claims, reduces health care costs, and promotes a healthier and happier lifestyle for employees. We encourage employees to engage through wellness, education, and support – saving employees and your business money.

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